Overview:

This course is designed to provide individuals with the knowledge, tools, and strategies to confidently navigate retirement, government benefits, and estate planning. Each session is structured to be practical, interactive, and actionable—ensuring participants leave with clarity on their next steps.

Course Topics & Breakdown:

Session 1: Pre-Retirement Planning – How to Retire with Confidence

·        Understanding how much you need to retire

·        Superannuation strategies to boost your savings

·        Transitioning to part-time work or a self-funded retirement

·        Tax-efficient ways to structure income in retirement

·        Common mistakes and how to avoid them

Session 2: Post-Retirement Planning – Managing Your Money for Life

·        Making super last: Withdrawal strategies and pension options

·        Account-based pensions, annuities, and other income sources

·        Managing risk and avoiding costly financial mistakes

·        Lifestyle planning: Budgeting for the retirement you want

·        Case studies: Real-life examples of smart retirement strategies

Session 3: Age Pension & Government Benefits – What You’re Entitled To

·        Age Pension eligibility and how it’s calculated

·        Strategies to legally maximize your Age Pension

·        Understanding the assets and income test

·        Common myths and misconceptions about government benefits

·        Additional benefits and concessions retirees can access

Session 4: Estate Planning – Wills, Power of Attorney & Legacy Protection

·        The importance of having a Will—and common mistakes to avoid

·        Power of Attorney: Who should have it and why it matters

·        Superannuation and inheritance—how to ensure your assets go to the right people

·        Strategies to protect your legacy and minimize disputes

·        Advanced estate planning tools (trusts, beneficiary nominations, tax considerations)

Key Learning Outcomes:

By the end of this course, participants will:

✔️ Know exactly how to plan for retirement and maximise their savings

✔️ Understand the best strategies for managing retirement income

✔️ Learn how to access and optimize government benefits

✔️ Gain confidence in creating or updating their estate plan to protect their loved ones